Tim DiPietro, an insurance expert and founder at StartSure, shares an article spotlighting why Host Liquor Liability insurance is crucial for coworking spaces hosting holiday events, as operators can be held liable for alcohol-related incidents – even after guests leave the premises.

Most General Liability policies include this coverage, but coworking operators should verify their specific policy coverage. Key safety recommendations include limiting alcohol served, hiring licensed bartenders for larger events, and arranging transportation options for guests.

Tim DiPietro from StartSure shares that he’ll be doing a new series of posts on LinkedIn, digging into popular questions that coworking space owners have about insurance. He starts with a big one, "do our members REALLY need their own insurance?!", looking at 3 times you definitely want your members to have their own coverage.

Spoiler alert: they are property damage claims, injury (especially around social events) and property theft.